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Firefighter Salaries in Kentucky — 2026 Overview

BLS 2026

Kentucky pays firefighters a median wage of $37,140 per year — that's $17.85/hr based on the latest Bureau of Labor Statistics OEWS survey. The state's 5,320 firefighters make up a meaningful portion of the regional workforce.

Firefighter salaries in Kentucky are below the national average by approximately $20,222. Kentucky has a flat state income tax rate of 4%.

Kentucky's economy continues to add firefighter jobs as population and businesses grow.

Kentucky Firefighter Take-Home Pay Calculator

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Enter your gross annual salary to estimate take-home pay in Kentucky after federal tax, Social Security and Medicare. Kentucky has a flat state income tax rate of 4%.

Your annual gross salary ($)
Gross Annual
$37,140
Federal Tax (est.)
calculating...
FICA + State Tax
calculating...
Estimated Take-Home
$31,428

Estimate based on 2026 federal tax brackets, single filer, standard deduction. Kentucky has a flat state income tax rate of 4%. Does not account for local taxes or benefit deductions.

Am I Paid Fairly? — Kentucky Firefighter Check

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Enter your current salary to see how it compares to the Kentucky median of $37,140.

Your annual salary ($)

Firefighter Salary by Experience — Kentucky

Entry Level (0–2 years)$23,000/yr · $11.06/hr
Beginning career, developing core skills under supervision in Kentucky.
Mid-Level (3–6 years)$33,054/yr · $15.89/hr
Established professional working independently in Kentucky. Pursuing advanced certifications.
Experienced (7–12 years)$41,225/yr · $19.82/hr
Senior professional with specialised skills commanding above-average pay in Kentucky.
Senior / Expert (12+ years)$53,500+/yr · $25.72/hr
Top earner. Leadership, management or highly specialised role in Kentucky.
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Firefighter Salary Trend in Kentucky — 2021 to 2026

5-Year Data

Five-year wage growth for firefighters in Kentucky: 13.9% — a useful benchmark when negotiating pay or planning a career move. The growth reflects broader workforce and economic conditions in Kentucky's fire protection and emergency services.

2021
$32,608
2022
$34,503
+5.8%
2023
$36,100
+4.6%
2024
$36,694
+1.6%
2026
$37,140
+1.2%

Firefighter Salary by City — Kentucky

BLS Metro Data
City / Metro AreaAnnual MedianHourlyvs StateJobs
Louisville$41,250$19.83+11.1%1,861
Lexington$39,350$18.92+6.0%1,489
Bowling Green$38,250$18.39+3.0%957
Owensboro$35,650$17.14-4.0%478
Covington$33,800$16.25-9.0%319
Frankfort$32,300$15.53-13.0%212

Tip: Louisville offers the highest firefighter salaries in Kentucky at $41,250/yr — +11.1% above the state average.

Kentucky vs Nearby States — Purchasing Power

Cost of Living Adjusted

Gross salary figures don't tell the whole story. After adjusting for state income tax, Kentucky sits in the mid-range for firefighters.

Kentucky — 4.0% state income tax$37,140 gross~$31,428 take-home
Illinois — 4.95%$79,080 gross+112.9% vs KY
Indiana — 3.15%$61,470 gross+65.5% vs KY
Ohio — 3.75%$59,470 gross+60.1% vs KY

Take-home estimates based on single filer, standard deduction, 2026 federal brackets. Kentucky has a flat state income tax rate of 4%.

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Firefighter Job Outlook in Kentucky

BLS Projections
+10%Job growth 2026–33
5,320Currently employed
532+New jobs projected

Employment for firefighters in Kentucky is projected to grow over the next decade, driven by strong demand across the Kentucky job market. Kentucky's economy continues to add firefighter jobs as population and businesses grow.

How to Earn More as a Firefighter in Kentucky

1. Pursue advanced certification or licensing. Moving from entry to senior level as a firefighter in Kentucky typically adds $30,500 to your annual salary. Additional certifications from the State Fire Marshal's Office can accelerate this progression.

2. Target the highest-paying city. Louisville pays firefighters $41,250/yr — +11.1% above the Kentucky average. Simply relocating within Kentucky can meaningfully increase your income without changing careers.

3. Specialise in high-demand areas. Firefighters who specialise in fire protection and emergency services typically command premium rates in Kentucky. Identifying growing niches within your field is one of the fastest paths to higher pay.

4. Consider neighbouring states. Illinois pays firefighters $79,080/yr — 112.9% vs Kentucky.

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Frequently Asked Questions

How much do firefighters earn in Kentucky?
The average firefighter salary in Kentucky is $37,140 per year, or $17.85 per hour, based on the latest Bureau of Labor Statistics OEWS data (2026 update). Entry-level positions start around $23,000 while experienced professionals earn $53,500 or more.
Which Kentucky city has the highest firefighter salary?
Louisville pays firefighters the most in Kentucky at an average of $41,250 per year — +11.1% above the state average.
Is firefighter pay in Kentucky above or below the US average?
Kentucky firefighter salaries are below the calculated national average by approximately $20,222. Kentucky has a flat state income tax rate of 4%.
What is the take-home pay for a firefighter in Kentucky?
A firefighter earning the Kentucky average of $37,140 takes home approximately $31,428 per year after federal income tax, Social Security and Medicare. Kentucky has a flat state income tax rate of 4%.
Should you become a firefighter in Kentucky?
Yes. Firefighter is a strong career choice in Kentucky with steady demand projected over the next decade. Kentucky's economy continues to add firefighter jobs as population and businesses grow.
What's the licensing process for firefighters in Kentucky?
In Kentucky, firefighters are licensed through the State Fire Marshal's Office. Requirements vary by specialisation level — contact the State Fire Marshal's Office for current examination and experience requirements.
DATA SOURCE All salary data from Bureau of Labor Statistics OEWS May 2024 survey. Employment projections from BLS Occupational Outlook Handbook. Full methodology →

Important disclaimer: Salary and wage data on WageByState is provided for informational purposes only. Figures are sourced from the Bureau of Labor Statistics OEWS programme and represent median values across large populations — your individual earnings will vary. Take-home pay calculations are estimates and do not constitute tax advice. WageByState accepts no liability for decisions made based on information on this site. Not affiliated with the Bureau of Labor Statistics or any government agency.